Question 1

What kinds of cases do you take?

Accepted Answer

I help people with three kinds of problems: credit report errors that the credit bureaus won't fix, debt collector harassment that crosses legal lines, and identity theft that has damaged your credit. All of these fall under two federal laws — the Fair Credit Reporting Act and the Fair Debt Collection Practices Act — and they're what I practice every day.

Question 2

How do I know if I have a case?

Accepted Answer

Reach out and tell me what happened — that first conversation is completely free. If your situation looks like a case, I'll explain what the next steps would be. If it's not something I can help with, I'll tell you that honestly and do my best to point you somewhere useful.

Question 3

What will this cost me?

Accepted Answer

Probably not. Under both laws I practice, when a company breaks the law, the law allows attorney fees to be recovered from that company. That means most clients never pay attorney fees out of pocket to pursue a valid case. We'll talk through your specific situation before you commit to anything — there are no surprises.

Question 4

Is the first consultation really free?

Accepted Answer

Nothing. Your first conversation with me is free and there's no pressure. We'll talk through what happened, and I'll tell you plainly whether I think you have a case worth pursuing.

Question 5

What actually happens after I reach out?

Accepted Answer

Usually, it starts with a conversation. From there I may send dispute letters on your behalf, demand that a collector stop unlawful contact, or — when companies refuse to do the right thing — take legal action in court. You'll know exactly what's happening at every step, in plain English.

Question 6

Will I be working with a team of people?

Accepted Answer

Never. I practice solo on purpose, so the lawyer you talk to is the lawyer handling your case. No call centers, no case numbers, no handoffs to whoever happens to answer the phone.

Question 7

Do I need to live in a big city, or travel to an office?

Accepted Answer

I practice throughout North Dakota. Many parts of a consumer protection case can be handled by phone, mail, and email, so you don't have to take time off work to move your case forward.

Question 8

I feel embarrassed about my situation. Is that normal?

Accepted Answer

That's one of the most common worries I hear — and one of the most common things I see. Credit report errors, collector harassment, and identity theft happen to careful, responsible people every single day. The problem isn't you. The system is complicated on purpose, and that's exactly why the law gives you the right to fight back.

Question 9

How long does a case take?

Accepted Answer

It depends on the case — some issues resolve in weeks, others take longer when a company refuses to cooperate. I won't promise you a timeline I can't stand behind, but I will keep you updated at every stage so you never have to wonder what's happening.

You have questions. Let's start with some answers.

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